Professional resources
Bring the housing piece into view.
Useful starting points for advisors, CPAs, attorneys, and other professionals who see retirement decisions from different angles.
Financial professional guide
When Housing Wealth Belongs in the Plan (PDF) →
A one page recognition guide for financial, tax, and legal professionals. It highlights planning signals across cash flow, taxes, housing, and liquidity.
Featured issue
The structural blind spot in retirement income modeling →
Read Richard's Retirement Architecture Review issue on LinkedIn.
Cash flow
When a strong balance sheet hides a growing cash flow problem →
Recognize the gap between net worth and accessible monthly cash.
Funding decisions
Which account pays the next expense? →
Compare the tax, portfolio, and liquidity effects of different funding sources.
Survivor planning
What changes when two become one? →
Assess how the household's income and housing costs change after a spouse passes.